Grosvenor Accident and Health

Our Division specialises in Medical Stop Loss insurance for employer groups who have elected to self fund their employees medical benefits. Backed by a facility placed with Lloyd’s of London the Division is able to offer competitive terms for our strong US client base.

We have the responsibility of being a Lloyd’s Coverholder for a limited binding authority and as the Coverholder, we produce and pre-underwrite risks on behalf of Lloyd’s underwriters and our clients.

Key Features

• Specific limit up to $2m, per person per annum
• Aggregate limit up to $2m in all excess of a minimum 120/125% of Expected Claims Cost
• Lloyd’s of London Security - A.M. Best A (Excellent)
• Fitch Ratings A+ (Strong)
• Standard & Poor’s A+ (Strong)
• Minimum group size – 100 lives
• Minimum Specific Deductible - $20,000