Sun Life Financial

Medical Stop-Loss insurance protects employers who self-fund their employee health care plans. It provides an important layer of protection against large or potentially catastrophic claims that could otherwise threaten the employer's finances.

Benefit Highlights
-Wide variety of run-in, run-out, and paid options
-Financial strength to handle the largest of claims quickly and accurately
-Comprehensive, high-quality contract covers many managed care services and mandated expenses -Pooled rate structure helps prevent unnecessary jumps at renewal time

Customer Service
-Direct access to claims and underwriting decision-makers
-Fast claim turnaround
-Extensive cost-containment resources
-No redisclosure of large claims at policy renewal
-Early rate lock-in at renewal